Chapter 13: Financial Reorganization, Restoration and Relief

Chapter 13 bankruptcy gives debtors much needed time to reorganize their finances and to pay off a percentage of their debt to creditors over a period of three to five years — allowing them to keep their homes, their assets and their dignity at the same time.

At Jacobson & Julius, we respect the dignity of our clients as human beings and work closely with them, and within the system to achieve creative solutions to today's pressing debt problems.

As a firm, we help people in the Harrisburg area and throughout south-central Pennsylvania to obtain debt relief through Chapter 13 bankruptcy. To learn more — call our Harrisburg, Pennsylvania, law offices at 717-260-3127 or contact us online to schedule a free consultation.

Is a Chapter 13 bankruptcy the right type of bankruptcy for you? Talk to our attorneys about your rights, your options and how we can help today.

Need to know information on Chapter 13 bankruptcy:

  • A Chapter 13 bankruptcy is most advantageous if you want to keep your house and car but are behind on your payment plans and do not have the resources to make good on overdue amounts quickly.
  • Most Chapter 13 bankruptcy filers pay off some types of debts while others get wiped away. Usually, full repayment is not required — only a percentage. Debtors make payments to a court-appointed trustee who then pays creditors according to an approved plan.
  • If you filed a Chapter 7 bankruptcy more than four years ago, but less than eight — Chapter 13 bankruptcy is an available option for debt relief.

Schedule Your Free Initial Consultation

Find out more about how Chapter 13 can help stop creditor harassment, repossession and more. To schedule a free consultation — please call our law offices directly or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.