Jacobson, Julius & Harshberger

For a free initial consultation, call us today: 717-260-3127

|

Make A Payment

Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conferencing via Zoom is appropriate for your situation. Click here to access Zoom.

Jacobson, Julius & Harshberger

For a free initial consultation, call us today:

Make A Payment

Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conferencing via Zoom is appropriate for your situation. Click here to access Zoom.
Jacobson, Julius & Harshberger

For a free initial consultation, call us today: 717-260-3127

|

Make A Payment

Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conferencing via Zoom is appropriate for your situation. Click here to access Zoom.
Jacobson, Julius & Harshberger

For a free initial consultation, call us today:

Make A Payment

Experienced lawyers, driven to succeed on your behalf.

Waiting for the right time to file for bankruptcy

There are many different issues that come to mind when people think about the bankruptcy process and whether they should file. Some people worry about the stigma of going bankrupt, while others have concerns about how this move will impact different aspects of their lives. There are many options to choose from and some people have difficulty deciding which type of bankruptcy is right and there are many other reasons why people postpone filing for bankruptcy. Sometimes, people simply want to wait until they feel the time is right. However, this is problematic in many instances, especially with interest piling up and all of the stress associated with unmanageable debt. 

Sometimes, it is smart to wait to file for bankruptcy. For example, those struggling with a major health issue that impacts their ability to focus on bankruptcy are often wise to postpone bankruptcy for a while. On the other hand, some people procrastinate and their financial circumstances worsen as a result of pushing off the bankruptcy process. It is imperative to ensure that if you wait for the right time to file for bankruptcy, you are doing so for the right reasons (and not as a result of confusion about how bankruptcy will affect your life or procrastination). 

We realize that work is demanding for a lot of people and that there are many other challenges in life (such as marital problems) that get in the way of approaching the bankruptcy process. However, successfully filing for bankruptcy often improves multiple aspects of one’s life. Visit our bankruptcy section to read on other legal topics related to the bankruptcy process. 

FindLaw Network