Bankruptcy Archives

3 tips for making it through the holidays during bankruptcy

The holiday season can easily break the bank no matter your financial situation, but it can be especially difficult during bankruptcy. Whether you are considering bankruptcy or already in the process of filing, the thought of buying gifts and decorations can leave you feeling helpless.

Understanding the bankruptcy means test

If you are thinking about possibly filing for bankruptcy, you may be wondering what type of bankruptcy filing might suit your specific needs. Many people who file for personal bankruptcy protection do so through either a Chapter 7 or a Chapter 13 bankruptcy filing, but there are some important distinctions between the two types.

How divorce can lead to bankruptcy

Watching your marriage fall apart can not only devastate you emotionally, it can also significantly impact your finances. According to the Huffington Post, one of the most common reasons people file for bankruptcy is divorce. When you experience financial difficulties on top of the emotional strains of marriage, it can feel like everything is caving in on you.

Top 3 reasons Americans file for bankruptcy

If you are considering filing for bankruptcy, you may have concerns about whether there is a stigma attached to doing so and whether others might get the impression you are unable to manage your finances on your own. Contrary to popular belief, however, most people who file for bankruptcy do not get there because of reckless spending.

3 tips for a successful Chapter 13 filing

Chapter 13 bankruptcy is a solution many people seek when confronted with a burden of debt they cannot repay. This option is also referred to as a wage earner's plan because it is tailored to individuals with regular income who need to restructure their debt payment plan. According to statistics from the United States Courts, filings for Chapter 13 appear to be decreasing, but these three tips are still important.

How does a Chapter 13 bankruptcy work?

If, like so many others in Pennsylvania, you face financial stress and debt, bankruptcy can present an optimal solution. Chapter 7 and Chapter 13 are two types of bankruptcy proceedings that can help individuals get back on a sound financial footing.

Bankruptcy knowledge can help you make a personal choice

The idea of bankruptcy might make you wince. Maybe you feel as though you should be able to overcome the mountain of debt that piled up due to various hardships in your life. While the hopes of overcoming debilitating debt through repayment is admirable, sometimes such hope is unrealistic and even damaging to the course of your life and the life of your family.

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