Personal bankruptcy is a very real debt relief option for those who are facing overwhelming bills, whether from the sudden loss of a job, the onset of a medical condition, or a divorce. Yet, despite this fact, many people try to avoid bankruptcy at all costs. They...

Many Harrisburg area residents have run into financial trouble. Whether it be from losing a job, unexpected medical expenses, excessive student loans, or any other situation, financial issues can be troublesome. A person may no longer be able to pay some of their...

Taking on debt is not an easy thing to do; however, it is a fairly common necessity for many residents in Pennsylvania and elsewhere. Whether it is a mortgage for buying a home, a car loan, student loans, medical bills or charging necessities on a credit card, these...

Debt struggles in Harrisburg can often make you feel like a prisoner. In that context, personal bankruptcy certainly offers a sense of freedom. Yet you should have realistic expectations going into your bankruptcy case; your decision (for all of the financial sense...

Bankruptcy is a powerful tool that can save someone from crippling financial debt. Many people can improve their lives by filing for bankruptcy. The myths surrounding bankruptcy keep people from taking advantage of such a powerful resource to take control of their...

Pennsylvanian residents have some options when deciding how to fight debt. One of these options is bankruptcy. Though there are several types of bankruptcy to look at, we will focus on Chapter 13 today.  In specific, we will take a look at your obligations as a...

Although many people may seek out ways to file for bankruptcy, Chapter 7 has strict requirements on who qualifies. Learning more about what you can do if you need financial help starts with knowing the rules in place. Income level One of the biggest differences...

Residents of Pennsylvania sometimes get into sticky financial situations. In these trying times, everything seems extra stressful. The last thing anyone needs is debt collector harassment on top of everything else.  But what is debt collector harassment? What actions...

There are many different issues that come to mind when people think about the bankruptcy process and whether they should file. Some people worry about the stigma of going bankrupt, while others have concerns about how this move will impact different aspects of their...

The holiday season can easily break the bank no matter your financial situation, but it can be especially difficult during bankruptcy. Whether you are considering bankruptcy or already in the process of filing, the thought of buying gifts and decorations can...