When a person is having a hard time repaying their debt, they can face harassment from debt collectors. It may come in many different forms and the Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from harassing, oppressing or abusing people who...

Over the past 12 to 24 months, we have witnessed many businesses file for bankruptcy. However, what we have also witnessed is many of those businesses springing back to life as a result. This is a key component of Chapter 11 Bankruptcy, and it has, apparently, become...

The year 2020 was a difficult year financially for many in Pennsylvania and for some in the Harrisburg area, 2021 is shaping up to be another difficult year financially. Having to make difficult choices, such as whether you will pay the electric bill or buy groceries,...

Chapter 11 bankruptcy is a bankruptcy option that can allow the business to stay in business while it restructures and pulls itself out of debt. Businesses who are facing closing their doors and wondering what to do should be familiar with the benefits of Chapter 11...

There are many reasons that people in Pennsylvania take loans or have debt. They may take out loans for vehicles, have mortgages, have credit cards, take personal loans for variety of reasons. Having monthly payments is common and it is something people budget for...

Personal bankruptcy is a very real debt relief option for those who are facing overwhelming bills, whether from the sudden loss of a job, the onset of a medical condition, or a divorce. Yet, despite this fact, many people try to avoid bankruptcy at all costs. They...

Many Harrisburg area residents have run into financial trouble. Whether it be from losing a job, unexpected medical expenses, excessive student loans, or any other situation, financial issues can be troublesome. A person may no longer be able to pay some of their...

Taking on debt is not an easy thing to do; however, it is a fairly common necessity for many residents in Pennsylvania and elsewhere. Whether it is a mortgage for buying a home, a car loan, student loans, medical bills or charging necessities on a credit card, these...

Debt struggles in Harrisburg can often make you feel like a prisoner. In that context, personal bankruptcy certainly offers a sense of freedom. Yet you should have realistic expectations going into your bankruptcy case; your decision (for all of the financial sense...

Bankruptcy is a powerful tool that can save someone from crippling financial debt. Many people can improve their lives by filing for bankruptcy. The myths surrounding bankruptcy keep people from taking advantage of such a powerful resource to take control of their...

Pennsylvanian residents have some options when deciding how to fight debt. One of these options is bankruptcy. Though there are several types of bankruptcy to look at, we will focus on Chapter 13 today.  In specific, we will take a look at your obligations as a...

Although many people may seek out ways to file for bankruptcy, Chapter 7 has strict requirements on who qualifies. Learning more about what you can do if you need financial help starts with knowing the rules in place. Income level One of the biggest differences...

Residents of Pennsylvania sometimes get into sticky financial situations. In these trying times, everything seems extra stressful. The last thing anyone needs is debt collector harassment on top of everything else.  But what is debt collector harassment? What actions...

There are many different issues that come to mind when people think about the bankruptcy process and whether they should file. Some people worry about the stigma of going bankrupt, while others have concerns about how this move will impact different aspects of their...

The holiday season can easily break the bank no matter your financial situation, but it can be especially difficult during bankruptcy. Whether you are considering bankruptcy or already in the process of filing, the thought of buying gifts and decorations can...

The bankruptcy numbers in America are troubling. According to statistics from the United States Courts, 767,721 people filed for consumer bankruptcy in 2017. If you are experiencing financial troubles, it is clear you are not alone. Know that you should...

If you are thinking about possibly filing for bankruptcy, you may be wondering what type of bankruptcy filing might suit your specific needs. Many people who file for personal bankruptcy protection do so through either a Chapter 7 or a Chapter 13 bankruptcy filing,...

Watching your marriage fall apart can not only devastate you emotionally, it can also significantly impact your finances. According to the Huffington Post, one of the most common reasons people file for bankruptcy is divorce. When you experience financial...

If you are considering filing for bankruptcy, you may have concerns about whether there is a stigma attached to doing so and whether others might get the impression you are unable to manage your finances on your own. Contrary to popular belief, however, most people...

Chapter 13 bankruptcy is a solution many people seek when confronted with a burden of debt they cannot repay. This option is also referred to as a wage earner's plan because it is tailored to individuals with regular income who need to restructure their debt payment...

If, like so many others in Pennsylvania, you face financial stress and debt, bankruptcy can present an optimal solution. Chapter 7 and Chapter 13 are two types of bankruptcy proceedings that can help individuals get back on a sound financial footing.The main...

The idea of bankruptcy might make you wince. Maybe you feel as though you should be able to overcome the mountain of debt that piled up due to various hardships in your life. While the hopes of overcoming debilitating debt through repayment is admirable, sometimes...