Taking on debt is not an easy thing to do; however, it is a fairly common necessity for many residents in Pennsylvania and elsewhere. Whether it is a mortgage for buying a home, a car loan, student loans, medical bills or charging necessities on a credit card, these...

Debt struggles in Harrisburg can often make you feel like a prisoner. In that context, personal bankruptcy certainly offers a sense of freedom. Yet you should have realistic expectations going into your bankruptcy case; your decision (for all of the financial sense...

Bankruptcy is a powerful tool that can save someone from crippling financial debt. Many people can improve their lives by filing for bankruptcy. The myths surrounding bankruptcy keep people from taking advantage of such a powerful resource to take control of their...

Pennsylvanian residents have some options when deciding how to fight debt. One of these options is bankruptcy. Though there are several types of bankruptcy to look at, we will focus on Chapter 13 today.  In specific, we will take a look at your obligations as a...

Although many people may seek out ways to file for bankruptcy, Chapter 7 has strict requirements on who qualifies. Learning more about what you can do if you need financial help starts with knowing the rules in place. Income level One of the biggest differences...

Residents of Pennsylvania sometimes get into sticky financial situations. In these trying times, everything seems extra stressful. The last thing anyone needs is debt collector harassment on top of everything else.  But what is debt collector harassment? What actions...

There are many different issues that come to mind when people think about the bankruptcy process and whether they should file. Some people worry about the stigma of going bankrupt, while others have concerns about how this move will impact different aspects of their...

The holiday season can easily break the bank no matter your financial situation, but it can be especially difficult during bankruptcy. Whether you are considering bankruptcy or already in the process of filing, the thought of buying gifts and decorations can...

The bankruptcy numbers in America are troubling. According to statistics from the United States Courts, 767,721 people filed for consumer bankruptcy in 2017. If you are experiencing financial troubles, it is clear you are not alone. Know that you should...

If you are thinking about possibly filing for bankruptcy, you may be wondering what type of bankruptcy filing might suit your specific needs. Many people who file for personal bankruptcy protection do so through either a Chapter 7 or a Chapter 13 bankruptcy filing,...